What we believe

Healthcare spends on the ring. Your members' health lives in the core.

Healthcare engages only once your members are sick. That outsized ring of sick care carries fraud, waste and abuse, and risks caught too late. Reduce both, and the savings can be invested in the core: members, healthy, with years of healthspan and lifespan still to gain.

$1TAn estimated $1 trillion a year, roughly one in every five US healthcare dollars, is lost in the ring to fraud, waste and abuse.
Scroll to unlock the ring
$$$$$$$$$$$$$$$$$$$$$$$Hospital staysER visitsClaimsLate diagnosesRepeat testsFraudWasteAbuseSeen earlySavings unlockedPreventionHealthspanLifespanMember
Most spending goes to sick care. Too little goes to keeping members well.
Why this team

Three kinds of expertise, one vision: unlock savings in the ring and invest them in the core.

The ring has grown so large because health data is scattered and no one sees the whole person. Problems are caught late and paid for more than once. Connected, that same data unlocks longevity.

Insurance

Unlock the ring

Find and reduce the fraud, waste and abuse in the ring. The savings unlock investment in the core.

Experts
  • Mustafa Dinani
  • Patricio Henriquez
  • Jeff Stelnik
  • Stephen Goldstein

Orion reviews claims and provider patterns before payment, turning fraud, waste and abuse into savings.

AI & predictive models

See it coming

AI that predicts future risk, so care can step in before it becomes costly. Costs avoided are savings too.

Experts
  • Co-Founder and CTO
  • Viktoriia Voloshyna
  • Mustafa Dinani

Risk Radar predicts how health risk will change after a policy is issued, and where earlier action can help. Powered by Eterna.

Medicine

Invest in the core

Put the savings to work: personalized, preventive care that helps people live healthier, longer lives.

Experts
  • Dr. Sakina Dinani
  • Rasa Adomaityte
  • Dr. Gaurav Singhvi
  • Dr. Dan Davis

Eterna puts the savings to work in the core, with physician-in-the-loop support and the Longevity App.

The team in numbers
  • 22 patentsHeld by our co-founder and CTO.
  • Double PhDIn applied mathematics, held by our head of AI and data science.
  • 3 actuariesAcross our co-founders, leadership team and board.
  • 4 cliniciansThree physicians and a registered nurse.
  • 8 leadersBeyond the founders: a leadership team of three, two board members and three advisors.
Leadership

Three co-founders. Insurance, technology and medicine at one table.

Our CEO, CTO and chief medical officer lead the company. Our leadership team, board and advisors bring actuarial, reinsurance, AI, preventive care, telehealth, governance, insurance distribution and finance experience.

Co-founders

Mustafa Dinani

Co-Founder and CEO

Actuary who led innovation, with a career built around developing early-warning systems.

InsuranceTechnology

Co-Founder and CTO

Name to be announced

Holds 22 patents and leads Navierre's technology.

Technology

Dr. Sakina Dinani

Co-Founder and Chief Medical Officer

Primary care physician bringing proven, personalized care to help people live healthier, longer lives.

Medicine

Leadership team

Patricio Henriquez

CFO

Actuary whose career spans advisory and reinsurance across many insurance products, mainly life insurance and the longevity market.

Insurance

Viktoriia Voloshyna

Head of AI and Data Science

Double PhD in applied mathematics, with a focus on quantum machine learning.

Technology

Rasa Adomaityte

Head of Clinical Research

Registered nurse with decades of experience in preventive care.

Medicine

Board and advisors

Two board members and three advisors, from insurance, medicine and finance.

Jeff Stelnik

Board Member

Retired actuary and executive with decades of experience in healthcare.

Insurance

Dr. Gaurav Singhvi

Board Member

Gastroenterologist with expertise in corporate governance.

Medicine

Dr. Dan Davis

Advisor

Retired physician who founded a telehealth service for medically fragile patients.

Medicine

Stephen Goldstein

Advisor

Insurance executive specializing in distribution and venture capital.

Insurance

Raffi Joukhadarian

Advisor

Financial executive with 25 years in venture capital, private equity and investment banking.

Finance
Why we started

We each saw the ring from a different side.

An actuary, a software engineer and a physician, each with a different reason to start Navierre.

Mustafa DinaniCo-Founder and CEO · Actuary

You can't prevent what you don't see coming.

  • Lost his father to cardiovascular disease at eight, and took on settling his family in the US.
  • Built an actuarial career around innovation and early-warning systems to detect risks earlier.
  • His mother's doctors weren't talking, and prescribed her medications that should never be taken together.
Our co-founder and CTOSoftware engineer · Name to be announced

Data drives change and creates impact.

  • A software engineer with 22 patents, whose work has centered on that one core thesis.
  • Pioneered ways for patients to gain access to their own health data.
  • Delivered ways for patients to use that data to improve their longevity and healthspan.
Dr. Sakina DinaniCo-Founder and Chief Medical Officer · Primary care physician

Prevent disease, don't just treat it.

  • A primary care physician focused on preventing disease, not treating it once people are sick.
  • Practices integrated care, constantly at odds with systems favoring long hospital stays over recovery at home.
  • Launched a longevity clinic during COVID that brought medicine into the home for families.

Unlock the ring. Invest in the core.

Fewer improper payments and earlier action lower cost today. Longer, healthier lives build more resilient risk pools tomorrow. Tell us about your claims, your members or your portfolio.