Healthcare spends on the ring. Your members' health lives in the core.
Healthcare engages only once your members are sick. That outsized ring of sick care carries fraud, waste and abuse, and risks caught too late. Reduce both, and the savings can be invested in the core: members, healthy, with years of healthspan and lifespan still to gain.
$1TAn estimated $1 trillion a year, roughly one in every five US healthcare dollars, is lost in the ring to fraud, waste and abuse.
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Most spending goes to sick care. Too little goes to keeping members well.
Why this team
Three kinds of expertise, one vision: unlock savings in the ring and invest them in the core.
The ring has grown so large because health data is scattered and no one sees the whole person. Problems are caught late and paid for more than once. Connected, that same data unlocks longevity.
Insurance
Unlock the ring
Find and reduce the fraud, waste and abuse in the ring. The savings unlock investment in the core.
Experts
Mustafa Dinani
Patricio Henriquez
Jeff Stelnik
Stephen Goldstein
Orion reviews claims and provider patterns before payment, turning fraud, waste and abuse into savings.
AI & predictive models
See it coming
AI that predicts future risk, so care can step in before it becomes costly. Costs avoided are savings too.
Experts
Co-Founder and CTO
Viktoriia Voloshyna
Mustafa Dinani
Risk Radar predicts how health risk will change after a policy is issued, and where earlier action can help. Powered by Eterna.
Medicine
Invest in the core
Put the savings to work: personalized, preventive care that helps people live healthier, longer lives.
Experts
Dr. Sakina Dinani
Rasa Adomaityte
Dr. Gaurav Singhvi
Dr. Dan Davis
Eterna puts the savings to work in the core, with physician-in-the-loop support and the Longevity App.
The team in numbers
22 patentsHeld by our co-founder and CTO.
Double PhDIn applied mathematics, held by our head of AI and data science.
3 actuariesAcross our co-founders, leadership team and board.
4 cliniciansThree physicians and a registered nurse.
8 leadersBeyond the founders: a leadership team of three, two board members and three advisors.
Leadership
Three co-founders. Insurance, technology and medicine at one table.
Our CEO, CTO and chief medical officer lead the company. Our leadership team, board and advisors bring actuarial, reinsurance, AI, preventive care, telehealth, governance, insurance distribution and finance experience.
Co-founders
Mustafa Dinani
Co-Founder and CEO
Actuary who led innovation, with a career built around developing early-warning systems.
InsuranceTechnology
Co-Founder and CTO
Name to be announced
Holds 22 patents and leads Navierre's technology.
Technology
Dr. Sakina Dinani
Co-Founder and Chief Medical Officer
Primary care physician bringing proven, personalized care to help people live healthier, longer lives.
Medicine
Leadership team
Patricio Henriquez
CFO
Actuary whose career spans advisory and reinsurance across many insurance products, mainly life insurance and the longevity market.
Insurance
Viktoriia Voloshyna
Head of AI and Data Science
Double PhD in applied mathematics, with a focus on quantum machine learning.
Technology
Rasa Adomaityte
Head of Clinical Research
Registered nurse with decades of experience in preventive care.
Medicine
Board and advisors
Two board members and three advisors, from insurance, medicine and finance.
Jeff Stelnik
Board Member
Retired actuary and executive with decades of experience in healthcare.
Insurance
Dr. Gaurav Singhvi
Board Member
Gastroenterologist with expertise in corporate governance.
Medicine
Dr. Dan Davis
Advisor
Retired physician who founded a telehealth service for medically fragile patients.
Medicine
Stephen Goldstein
Advisor
Insurance executive specializing in distribution and venture capital.
Insurance
Raffi Joukhadarian
Advisor
Financial executive with 25 years in venture capital, private equity and investment banking.
Finance
Why we started
We each saw the ring from a different side.
An actuary, a software engineer and a physician, each with a different reason to start Navierre.
Mustafa DinaniCo-Founder and CEO · Actuary
You can't prevent what you don't see coming.
Lost his father to cardiovascular disease at eight, and took on settling his family in the US.
Built an actuarial career around innovation and early-warning systems to detect risks earlier.
His mother's doctors weren't talking, and prescribed her medications that should never be taken together.
Our co-founder and CTOSoftware engineer · Name to be announced
Data drives change and creates impact.
A software engineer with 22 patents, whose work has centered on that one core thesis.
Pioneered ways for patients to gain access to their own health data.
Delivered ways for patients to use that data to improve their longevity and healthspan.
Dr. Sakina DinaniCo-Founder and Chief Medical Officer · Primary care physician
Prevent disease, don't just treat it.
A primary care physician focused on preventing disease, not treating it once people are sick.
Practices integrated care, constantly at odds with systems favoring long hospital stays over recovery at home.
Launched a longevity clinic during COVID that brought medicine into the home for families.
Unlock the ring. Invest in the core.
Fewer improper payments and earlier action lower cost today. Longer, healthier lives build more resilient risk pools tomorrow. Tell us about your claims, your members or your portfolio.